Zepbound® cost without insurance: Cheapest options in 2027

If you’ve thought about weight loss medications, you’ve probably considered Zepbound®. This once-weekly injectable is made with tirzepatide and can be very effective, with people on average losing about 21% of their starting body weight. But it also has a reputation for being expensive. 

For many people looking for GLP-1 medication to help with weight loss, the cost is the thing that makes them think twice. With monthly costs that reach or exceed $1,000 a month without insurance, the price can be an important barrier to treatment.

But if you’ve thought about looking into a prescription for Zepbound®, it might be worth another look. Prices change, and insurance coverage can also fluctuate, and the beginning of 2026 comes with a few special changes. Recent price reductions that took effect in late 2025, along with expanded manufacturer programs, have changed what some people pay. 

The federal government has also taken concrete steps to lower costs for people on Medicare: since July 1, 2026, the Medicare GLP-1 Bridge Program gives eligible Medicare Part D beneficiaries access to the Zepbound® KwikPen® at a flat $50/month copay, outside standard Part D cost-sharing, through December 31, 2027.

While the list price for Zepbound® prefilled pens remains just over $1,000 per month, for now, insurance coverage can significantly lower out-of-pocket costs for those who qualify. For people paying cash, lower-priced multi-dose pens (KwikPens®) and single-dose vials sold directly through the manufacturer can bring monthly costs down. Additional savings programs may further reduce what you pay, depending on eligibility.

Understanding these paths can make the process feel far less overwhelming and help you decide whether Zepbound^® fits your health goals and your budget.

Zepbound^® cost: News and changes for 2026 

A handful of major announcements in late 2025 reshaped how much people may pay in 2026 for GLP-1s like Zepbound^®. Here are the key updates that explain where prices are headed and why costs can still vary so widely.

• July 1, 2026: Medicare GLP-1 Bridge Program launched – CMS began a temporary demonstration program giving eligible Medicare Part D beneficiaries access to the Zepbound® KwikPen® for weight loss at a flat $50/month copay, regardless of dose. The program runs through December 31, 2027 and operates outside of standard Part D coverage. Single-dose Zepbound® pens and vials don’t qualify. See eligibility details.
• March 13, 2026 — Zepbound® KwikPen® self-pay pricing expands to retail pharmacies nationwide. Eli Lilly extended the $299 (2.5 mg) / $399 (5 mg) / $449 (7.5–15 mg) KwikPen self-pay tier beyond LillyDirect to Costco, Walmart, CVS, Walgreens, Kroger, Publix, Sam’s Club, and Amazon Pharmacy, through the new KwikPen® Self-Pay Savings Card. No insurance is required.
• February 23, 2026: Eli Lilly announced a new multi-dose KwikPen® device for Zepbound®, allowing people to take their once-weekly medication from a single pen that contains four doses. The multi-dose pens are available through Lilly Direct for people paying cash for $299–$449 (depending on dose).
• December 1, 2025 – Eli Lilly cut cash prices for Zepbound^® vials – Eli Lilly lowered monthly cash prices for single-dose Zepbound^® vials purchased through LillyDirect. Pricing dropped to $299–$449 (depending on dose), from $349–$499 for people paying with cash. 
• November 6, 2025 – Pricing reset for GLP-1 drugs – The federal Most-Favored-Nation pricing framework was announced. This ties what U.S. consumers pay for certain medications to the lowest prices paid in other comparable countries. In simple terms, it’s meant to stop U.S. customers from paying more for the same drugs that are cheaper in the rest of the world.

Despite these changes, the list price for the single-dose pre-filled Zepbound^® remains just over $1,080 per month, which means insurance coverage, cash-pay programs, and savings options still matter. These updates signal a real shift toward broader access, but they also explain why Zepbound^® costs can still look very different from one person to the next.

How much does Zepbound^® cost per month? 

When people ask how much Zepbound^® costs per month, the short answer is: it depends. 

Zepbound^®’s monthly out-of-pocket cost varies based on insurance coverage, discount eligibility, and how you access care. It’s also important to factor in the cost of seeing a clinician—initial visits, follow-ups, and ongoing monitoring can all affect the total monthly cost.

Another piece people don’t always realize upfront is that Zepbound^® is typically started at a lower dose and gradually increased over time, a process called titration. This helps your body adjust and reduces side effects, but it also means the price can go up as your dose increases.

Plus, what you’re taking Zepbound^® for matters: coverage and pricing can differ depending on whether it’s prescribed for weight management or obstructive sleep apnea. All of these factors together explain why there’s no single “one-size-fits-all” monthly cost.

Here’s what you need to know about the true cost of a Zepbound® prescription:

Zepbound^®’s list price is around $1,080 per month, but very few people actually pay that amount. Insurance coverage, manufacturer discounts, and direct-pay options can lower costs. That’s why it’s more useful to look at real-world payment scenarios instead of focusing on the list price alone.

The medication itself isn’t the only expense to plan for. Most people also need doctor visits for prescriptions and follow-ups, plus periodic lab work. Depending on how care is delivered, these can add $150 to $300 per visit and $100 to $200 for labs, unless they’re bundled into a program or covered by insurance.

The cheapest way to get Zepbound^® without insurance in 2026

If you’re paying cash, the cheapest way to get Zepbound^® is through LillyDirect’s Self Pay Journey Program. Single-dose vials and the multi-dose KwikPen^® are $299 for the 2.5 mg starting dose, $399 for 5 mg, and $449 for 7.5 mg through 15 mg — as long as you refill within 45 days of your last shipment.

Here are the least expensive options:

• LillyDirect® Self-Pay (vial or KwikPen^®) — $299–$449/month by dose.
  No insurance is required and it’s pen to U.S. or Puerto Rico residents 18+ with a valid Zepbound^® prescription for an FDA-approved use. Medicare, Medicaid, TRICARE, and VA beneficiaries can still use this cash-pay tier — it’s separate from the manufacturer copay card, which government beneficiaries can’t use. See the full LillyDirect® breakdown below.
• Zepbound^® Savings Card — as low as $25/month
  The $25/month savings card is only available if your commercial insurance already covers Zepbound^®. Savings are capped at $100/month, for a total savings of $1,300/year. It’s not available to Medicare, Medicaid, TRICARE, or VA beneficiaries, and doesn’t apply to LillyDirect’s cash-pay vials or KwikPens^®. See the Savings Card section further down.
• Retail pharmacy + KwikPen Self-Pay Savings Card — $299–$449/month by dose.
  The savings card is now available at Costco, Walmart, CVS, Walgreens, Kroger, Publix, Sam’s Club, and Amazon Pharmacy since March 2026. This is a good option if you’d rather pick up locally than order through LillyDirect.

Zepbound^® costs in 2026: Real-life scenarios

Instead of thinking about one fixed price, it helps to compare the most common ways people actually pay for Zepbound^®. Zepbound^®’s monthly cost can range from a few hundred dollars to over $1,000, depending on how you access it. Looking at insurance benefits, discount options, and care setup together gives a clearer picture of what you’ll actually pay and helps avoid surprises.

The table below shows typical monthly cost ranges based on different payment setups and different options.

Payment scenario	Estimated monthly cost	Who this is for
Full retail price	$1,080	People without insurance or those who haven’t met a high deductible, though it’s rare that people pay the full amount.
With insurance	$25–$150	People with plans that include weight-loss medication coverage or coverage for obstructive sleep apnea (OSA).
With the Zepbound® Savings Card	$25-$499*	Commercial insurance, even if the medication isn’t fully covered (more on this below).
With cash pay discounts	$299-$449	People who are choosing to self-pay for the Zepbound® multi-dose pen or the single-dose vials, either through LillyDirect® or a participating retail pharmacy.

*Estimated pricing varies based on eligibility, dose, coverage, and available discounts.

Do you need a prescription for Zepbound^®?

Yes. Zepbound^® requires a prescription and isn’t available over the counter. You can’t legally buy Zepbound^® without a prescription. If a website claims “no prescription needed,” that’s a warning sign; those products are often fake or unsafe.

Why you need a prescription for Zepbound 

Zepbound® will be slowly increased, based on side effects and results

The dose will be increased every few weeks based on side effects and effectiveness.  Your provider will work with you to find the lowest dose that gives good results while keeping side effects manageable. The available doses are: 2.5 mg, 5 mg, 7.5 mg, 10 mg, 12.5 mg, and 15 mg

Learn more: Zepbound^® dosage guide: How to find the right dose for weight loss

Zepbound can have side effects that need to be monitored

Zepbound^® can cause side effects, most commonly nausea, vomiting, diarrhea, constipation, or stomach discomfort. These often improve with time, but your provider will want to check in and make sure side effects are manageable. Ongoing monitoring helps keep the medication both effective and safe.

Learn more: Zepbound^® side effects: Symptom guide & management tips

Some people can’t take Zepbound®

Zepbound^® isn’t a good fit for everyone. Zepbound® isn’t right for everyone, and your healthcare provider will review your medical history to make sure it’s safe for you. Be open about any health conditions, medications, or plans for pregnancy before starting treatment.

You shouldn’t take Zepbound® if:

• You or a family member has ever had medullary thyroid carcinoma (MTC) or multiple endocrine neoplasia syndrome type 2 (MEN 2).
• You’ve had a serious allergic reaction to tirzepatide or any ingredients in Zepbound®.
• You are pregnant, planning to become pregnant, or breastfeeding. Zepbound® should be stopped two months before trying to conceive. 

Your provider may recommend avoiding treatment with Zepbound  if you:

• Have a history of pancreatitis or severe digestive issues like gastroparesis.

Learn more: What is Zepbound^®? Exploring the weight loss benefits, side effects, and cost

Do I need an expensive doctor visit to get a prescription?

Getting a prescription doesn’t mean you have to pay $300 to see a specialist. Many people get a Zepbound^® prescription through telehealth. A licensed clinician reviews your health history and writes a prescription if it’s appropriate. For people without insurance, this is often the most affordable way to get a prescription for Zepbound^®.

Just remember that prescriptions come with some extra costs. Follow-ups and lab work may be needed, and those visits can add to what you pay unless they’re bundled into a program.

How to get a prescription for Zepbound® without insurance

There’s more than one way to get a prescription for Zepbound®, even if you’re paying out of pocket. You can work with a clinician in person or online, and the total cost depends largely on how you access care. Telehealth has expanded access significantly, making it easier to connect with licensed providers—but pricing models and levels of support can vary, so it helps to understand your options.

Common ways to get a Zepbound® prescription

• Primary care provider (in person). Some primary care clinicians may prescribe Zepbound® if it’s medically appropriate. Without insurance, you’ll typically pay out of pocket for office visits, follow-ups, and any required lab work, which are often billed separately.
  
• Obesity medicine specialist or endocrinologist. These providers tend to have deeper experience with GLP-1s like Zepbound®. Specialist care often comes at a higher cost, with initial visits running several hundred dollars and additional fees for ongoing care and labs.
  
• Telehealth programs focused on weight or metabolic health. Telehealth platforms connect you with licensed clinicians through virtual visits. Some charge per appointment, while others use a flat monthly fee that includes evaluation, prescription management, and ongoing support. Medication costs are typically not included, so it’s important to review what each program covers.
  
• Online clinician marketplaces. Certain platforms offer one-time virtual consultations with independent providers. These visits can be less expensive upfront, but ongoing care—such as dose changes, monitoring, or refills—may require additional appointments and fees.

The cheapest way to get a prescription: Telehealth vs. In-person

If cost is your main concern, how you get the prescription matters just as much as the medication itself. 

• Traditional in-person care adds up fast. An initial doctor’s visit often runs $200 or more; follow-ups can cost $150 each, and lab work is usually billed separately. Even before you fill a prescription, you could be several hundred dollars in.
• Telehealth programs like Noom use a flat monthly fee, which includes the clinician evaluation, prescription management, follow-ups, and often lab coordination. There are no surprise bills for every appointment, which makes costs far more predictable, especially if you’re paying without insurance.

For people without insurance—or those using insurance for branded medications—telehealth can be one of the most predictable ways to access prescription weight-loss care. Instead of paying per visit or navigating specialist referrals, Noom combines clinician evaluation, prescription support, and ongoing behavior-change tools in one place.

Noom for branded medications starts at $39 for the first month, then $99/month; medication isn’t included.

You’ll fill the prescription at the pharmacy of your choice. You’ll also receive Noom’s full program, GLP-1 Companion access, and support from a dedicated Care Team.

Who is eligible for Zepbound through Noom?

Noom is designed for people who may benefit from additional medical support to reach their health goals. After reviewing your health history, a licensed clinician determines whether prescription weight-loss medications—including GLP-1s—may be appropriate. It’s often a good fit if you’ve struggled with weight loss in the past and want medical care paired with structured behavioral support.

Zepbound^® cost without insurance: Pharmacy comparison

If you’re paying cash for Zepbound^®, where you fill your prescription matters. Prices can vary by hundreds of dollars depending on the pharmacy, discount programs, and whether you’re buying directly from the manufacturer. If your goal is the cheapest pharmacy for Zepbound^® without insurance, start by checking whether the pharmacy you use is enrolled in Lilly’s KwikPen® Self-Pay Savings Card—since March 2026, that brings the $299–$449 tier to most major chains, not just LillyDirect®. For traditional pharmacies, always ask about coupons; prices often drop only after they’re applied.

Here is a side-by-side look at common options:

Retailer / Pharmacy	Cash price (est.)	Insider tip
Costco	$299–$449 with the KwikPen Self-Pay Savings Card; $1,020–$1,400 without it	You don’t usually need a membership to use the pharmacy, but call ahead for current pricing and to confirm the pharmacy is enrolled in the savings-card program.
Walmart	$299–$449 with the KwikPen Self-Pay Savings Card; $1,060–$1,115 without it	Cash prices vary by store and dose. Ask the pharmacist about in-store discount programs and any available manufacturer savings options they accept.
Amazon Pharmacy	$299–$449 with the KwikPen Self-Pay Savings Card	Eli Lilly partners with Amazon Pharmacy for direct-to-consumer self-pay pricing on the KwikPen, with transparent pricing shown before checkout and same-day delivery in about 3,000 U.S. cities.
CVS / Walgreens	$299–$449 with the KwikPen Self-Pay Savings Card; $1,000–$1,135 without it	Standard retail prices tend to be higher. Always show a coupon (GoodRx, SingleCare, etc.) at checkout. Most pharmacies will accept them for cash pricing.
LillyDirect®	$299-$449	Medication is fulfilled through LillyDirect®’s partner pharmacies and shipped after your clinician sends a prescription. A valid prescription is required, and retail insurance can’t be used at checkout. The lower cash prices available through this program currently apply to the multi-dose KwikPen and the single-dose vials.

Disclaimer: Prices are estimates based on publicly available data as of September 2026 and can change; verify at the pharmacy or at zepbound.lilly.com/savings before you fill.

LillyDirect® self-pay program: Eligibility, pricing, mechanics

LillyDirect®’s Self Pay Journey Program is Eli Lilly’s direct-to-consumer cash-pay channel for Zepbound®. Since the December 2025 price cut and the February 23, 2026 launch of the multi-dose KwikPen®, single-dose vials and the KwikPen® are priced identically by dose. Medication is fulfilled through LillyDirect’s partner pharmacies and shipped after your clinician sends a prescription. A valid prescription is required, and retail insurance can’t be used at checkout.

Who qualifies for LillyDirect® Self Pay?

You must be a U.S. or Puerto Rico resident age 18 or older, with a valid Zepbound® prescription for an FDA-approved use (chronic weight management or obstructive sleep apnea). No insurance is required or accepted at checkout — this is a cash-pay program, separate from the commercial-insurance Savings Card below. Medicare, Medicaid, TRICARE, and VA beneficiaries are excluded from the manufacturer copay card but can still use LillyDirect’s cash-pay tier.

Pricing by dose

Dose	KwikPen® (self-pay)	Vial (self-pay)
2.5 mg	$299/month	$299/month
5 mg	$399/month	$399/month
7.5 mg	$449/month*	$449/month*
10 mg	$449/month*	$449/month*
12.5 mg	$449/month*	$449/month*
15 mg	$449/month*	$449/month*

*Requires completing your refill within 45 days of the delivery/receipt date of your previous order. Miss the window and the regular price applies ($499 for 7.5 mg; $699 for 10–15 mg).

KwikPen® vs. vial: What’s the difference?

Both formats contain identical tirzepatide and cost the same through LillyDirect®. The KwikPen® is a pre-filled, multi-dose auto-injector holding a month’s supply in one device — turn the dial, click, inject, no preparation. The vial is a single-dose format: you draw the prescribed volume into a syringe yourself before each injection, and you’ll need to buy needles and syringes separately. The trade-off is convenience versus a slightly more hands-on routine, not price.

How to fill your prescription

Order online at LillyDirect.com or ask your prescriber to send the prescription electronically to LillyDirect® Pharmacy. Your prescription is verified, the order ships via insulated, cold-chain packaging (free 2-day delivery), and you receive one month’s supply at a time. Walmart pharmacy pickup is also available at the same price as home delivery.

Restrictions

LillyDirect® orders can’t be combined with insurance at checkout, and using this program doesn’t remove the need for a valid prescription. Confirm current state availability at Lilly.com — some programs have historically excluded a small number of states.

Zepbound® cost by dose (2.5mg to 15mg)

Zepbound is titrated up over months — most people start at 2.5 mg and move to a maintenance dose over several dose increases, typically spaced at least 4 weeks apart. Cost varies by dose and by which format and program you use. (See the full titration schedule in our Zepbound® dosage guide.)

Zepbound® 2.5 mg cost without insurance

This is the standard starting dose; most people stay on it for about 4 weeks before increasing.

• LillyDirect KwikPen: $299/month
• LillyDirect Vial: $299/month.
• Retail average without a savings card: ~$1,000–$1,400.

Zepbound® 5 mg cost without insurance

A common first step up from the 2.5 mg starting dose.

• LillyDirect® KwikPen®: $399/month.
• LillyDirect® Vial: $399/month.
• Retail average without a savings card: ~$1,000–$1,400.

Zepbound® 7.5 mg cost without insurance

Many people reach their maintenance dose somewhere in the 7.5–15 mg range.

• LillyDirect® KwikPen®: $449/month (with on-time refill).
• LillyDirect® Vial: $449/month (with on-time refill).
• Retail average without a savings card: ~$1,000–$1,400.

Zepbound 10 mg cost without insurance

• LillyDirect® KwikPen®: $449/month (with on-time refill).
• LillyDirect® Vial: $449/month (with on-time refill).
• Retail average without a savings card: ~$1,000–$1,400.

Zepbound 12.5 mg cost without insurance

• LillyDirect® KwikPen®: $449/month (with on-time refill).
• LillyDirect® Vial: $449/month (with on-time refill).
• Retail average without a savings card: ~$1,000–$1,400.

Zepbound 15 mg cost without insurance

This is the highest approved dose and a maintenance dose for people who need it.

• LillyDirect® KwikPen®: $449/month (with on-time refill).
• LillyDirect® Vial: $449/month (with on-time refill).
• Retail average without a savings card: ~$1,000–$1,400.

How to get Zepbound^® for $25 (Zepbound^® Savings Card)

If you’re trying to lower the cost of Zepbound^®, the manufacturer savings card is often the first option people hear about. Here’s how it actually works—and when the $25 price applies.

The Zepbound^® Savings Card from Eli Lilly can significantly reduce out-of-pocket costs for prefilled pen prescriptions when you have commercial insurance and a prescription. If your insurance plan covers Zepbound^®, the card can reduce your copay to as low as $25 per month for a one-, two-, or three-month supply, subject to program limits.

Important: This savings card applies to prefilled injector pens filled at retail pharmacies. It doesn’t apply to the Zepbound^® KwikPen or the vials sold through LillyDirect’s cash-pay program. There’s now a second, separate card — the KwikPen Self-Pay Savings Card, launched February 23, 2026 — that brings the KwikPen down to the same $299–$449 self-pay tier as LillyDirect, whether or not your insurance covers it. The two cards aren’t interchangeable, so make sure you’re enrolling in the right one for the product you’re filling.

What happens if my insurance doesn’t cover Zepbound^®

If you have commercial insurance but your plan denies coverage for Zepbound®, the savings card may still provide a discount. It can lower the cost by several hundred dollars. The non-covered floor is around $499 per fill on the original card, or $299–$449 on the newer KwikPen Self-Pay card, depending on the dose, pharmacy, and the program’s monthly and annual caps

Who is (and isn’t) eligible

Eligible:

• People with commercial drug insurance
  
• Prescriptions for the single-dose pen used for an FDA-approved indication

Not eligible:

• People enrolled in Medicare, Medicaid, TRICARE, VA, or other government-funded plans
  
• People using LillyDirect cash-pay multi-dose KwikPen or vials

How to use the savings card

• Step 1: Visit the official Zepbound^® savings page on the manufacturer’s website.
  
• Step 2: Enroll and download the savings card to your phone or print it.
  
• Step 3: When filling a pen prescription at a retail pharmacy, show both your insurance card and savings card.
  
• Step 4: Ask the pharmacist to apply the savings card after insurance, using the BIN, PCN, and Group (GRP) codes on the card.

For people paying fully out of pocket, LillyDirect® KwikPen® and vials are separate options with fixed cash pricing, and the savings card does not apply.

Zepbound ®without insurance: Tips to lower your monthly cost

These practical strategies can also help you save money on Zepbound^®:

1.    Ask for a 90-day supply instead of monthly refills: Many insurance plans and the manufacturer’s program offer better deals when you get three months at once, potentially saving you $50 to 150 per quarter compared to picking up your prescription every month.

2.    Pay with your health savings account (HSA) or flexible spending account (FSA):  When your doctor prescribes Zepbound^® for a medical condition, you can use these pre-tax accounts to pay.

3.    Check if manufacturer coupons count toward your deductible: Some insurance plans let coupon savings help you reach your yearly spending limit faster, while others don’t. Call your insurance company to ask how their “accumulator” program works.

4.    Time your start date if you have a high-deductible plan: Starting Zepbound^® early in the year helps you meet your deductible sooner, reducing costs for other medical care throughout the year. For instance, if your deductible is $3,000, starting in January means you’ll likely meet it by March or April.

5.    Keep all your paperwork organized: Save receipts, prescriptions, and any letters from your doctor explaining why you need the medication. These documents support your HSA/FSA claims and can help with tax deductions later.

Zepbound^® cost: Alternatives 

If Zepbound^®’s monthly cost still feels out of reach, even after insurance, coupons, or cash-pay options, there are alternatives to Zepbound^®.

Some older medications, like phentermine, can cost under $50 per month. Others, such as Contrave^®, Qsymia^®, or Xenical^®, fall somewhere in the middle. 

These medications tend to produce more modest average results than Zepbound^®, but for many people, the tradeoff between cost and outcomes is worth it, especially if affordability is the biggest barrier to getting started. Cheaper prescription alternatives exist, and programs like Noom help you find the option that fits your body and your budget.

Is there a generic version of Zepbound^®?

A generic version of Zepbound® doesn’t exist as of now. Patents will protect tirzepatide for years — the earliest generic is expected around 2036.

How does Zepbound^® compare to other GLP-1 medications?

While GLP-1 medications work in similar ways, what people actually pay can vary widely based on the drug, the dose, and whether insurance plays a role.

Zepbound^® isn’t the cheapest GLP-1 option, but it’s also not the most expensive. Understanding how it compares can help frame a more productive conversation about alternatives that better align with your budget and goals.

Seeing the numbers side by side can make it easier to decide whether Zepbound^® is the right fit or whether another option is worth discussing with a clinician.

Medication	Uses and approvals	Est. monthly retail	Manufacturer’s direct pay
Zepbound® (Tirzepatide)	Weight loss and obstructive sleep apnea (OSA)	$1,087	Multi-dose KwikPen and single-dose vials: $299: 2.5 mg $399: 5 mg  $449: 7.5 mg, 10 mg, 12.5 mg, and 15 mg. It’s also available at the same price at major retail pharmacies since March 2026.
Wegovy® (Semaglutide)	Weight loss, heart disease, and metabolic-associated steatohepatitis (MASH)	$1,349	Pen: $199: 0.25 mg and 0.5 mg $349:1 mg, 1.7 mg, and 2.4 mg Pill: $149: 1.5 mg $149–$199: 4 mg $299: 9 mg and 25 mg
Saxenda® (Liraglutide)	Weight loss	$1,349	$1,349
Generic liraglutide	Weight loss, heart disease, and type 2 diabetes treatment	$470 – $700	N/A

Other medications to consider

Medication	Uses and approvals	Cost per month (without insurance)
Contrave® (Naltrexone and bupropion)	Weight loss	$600–$800 CurAccess™: $99 Learn more.
Metformin	Type 2 diabetes treatment, off-label weight loss	Generic: $4–$15 Brand name: $100–$500+ Learn more.
Qsymia® (Phentermine and topiramate ER)	Weight loss	$180–$260 Learn more.
Lomaira®, Adipex-P® (Phentermine)	Short-term weight loss	$27–$100 Learn more.
Tenuate®, Tenuate Dospan® (Diethylpropion)	Short-term weight loss	$40–$85
Xenical®, Alli® (Orlistat)	Weight loss	$50–$800

Zepbound^® vs Mounjaro^® cost without insurance

Zepbound^® and Mounjaro ^®are the same molecule, tirzepatide, sold under two different brands. Zepbound^® is FDA-approved for chronic weight management and obstructive sleep apnea; Mounjaro is FDA-approved for type 2 diabetes. Prices differ because Lilly runs separate assistance programs for each brand.

Here’s how the prices compare:

Payment type	Zepbound®	Mounjaro®
List price	~$1,086/month	~$1,080/month
LillyDirect self-pay	$299–$449/month by dose (vial or KwikPen)	~$499/month flat (no dose-tiered self-pay vial program)
Savings card (covered by insurance)	As low as $25/month, capped at $100/mo, $1,300/yr	As low as $25/month, capped at $150/mo, $1,950/yr
Savings card (insured, not covered)	As low as $299–$449/mo via the newer KwikPen self-pay card	As low as $499/mo, capped at $647/mo, $8,411/yr
FDA indication	Chronic weight management; obstructive sleep apnea	Type 2 diabetes

Read more: Does insurance cover Mounjaro®? Check your coverage in 2026

Does insurance cover Zepbound^®?

Zepbound is rarely covered by insurance when prescribed for weight loss. Coverage for OSA is more likely, but will vary by plan.

Employer-sponsored and private plans

Some employer-sponsored and private plans include Zepbound^®, while others exclude GLP-1 medications unless special riders are in place. Even when covered, copays can vary widely.  Most plans require extra paperwork before approving Zepbound^®, and prior authorization is almost always required. 

Medicare or Medicaid 

Understanding government insurance coverage for Zepbound^® is easier when you know what to look for. While navigating insurance can feel overwhelming, knowing the current rules and upcoming changes can help you plan ahead.

Medicare coverage is expanding, but only for the KwikPen^®. Since July 1, 2026, the Medicare GLP-1 Bridge Program — a temporary CMS demonstration running through December 31, 2027 — gives eligible Medicare Part D beneficiaries access to the Zepbound KwikPen at a flat $50/month copay.

Eligibility runs on three BMI tiers (35+ alone; 30+ with a qualifying cardiovascular/kidney condition; or 27+ with prediabetes, a prior heart attack or stroke, or peripheral artery disease), and you’ll need your prescriber to submit a prior authorization through Medicare’s central processor — you can’t self-enroll. The single-dose pen and vials still don’t qualify for the Bridge program.

Separately, some Medicare Part D and Medicare Advantage plans may cover Zepbound® under standard Part D when it’s prescribed for OSA.

Read more: Does Medicare cover Zepbound®? What to know about the GLP-1 Bridge program

Frequently asked questions about paying for Zepbound^® out of pocket

Zepbound^® pricing isn’t always intuitive, especially once insurance, coupons, and cash options come into play. These FAQs cover the most common questions, so you know what to expect before you commit.

What is the cheapest way to get Zepbound^® without insurance?

The cheapest way to get Zepbound^® without insurance is through LillyDirect or a retail pharmacy enrolled in the KwikPen Self-Pay Savings Card since March 2026. The multi-dose KwikPen and single-dose vials start at $299/month for the 2.5 mg dose. Keep in mind that the price will increase as your dose increases. These multi-dose pens and single-dose vials contain the same medication as the single-dose pens. 

Does the $25 coupon work if I have no insurance?

No. The $25 Zepbound^® Savings Card is only for people with eligible commercial (private) insurance that covers Zepbound^®. It cannot be used if you are uninsured or have Medicare/Medicaid. Instead, uninsured people are directed to LillyDirect’s self‑pay vial program, which offers discounted cash prices on the multi-dose pen and single-dose vials.

How much is Zepbound^® out of pocket?

Without insurance, you’ll likely pay around the $1,086 list price plus pharmacy fees for single-dose pre-filled pens. LillyDirect’s multi-dose KwikPen and single-dose vials range from $299 to $449 per month. 

Do Noom costs include Zepbound^®?

No, Noom’s program fee includes consultation with a clinician, our behavior change program, a dedicated Care Team, and everything you need to maximize your results with the medication. The monthly fee ($39 to start, then $99/month) doesn’t cover medication costs, but Noom can help you access the most affordable option for you. See if you qualify.

Does the monthly cost of Zepbound^® include doctor visits?

No, medication costs are separate from doctor visits. Traditional visits can cost $200+ initially and $150+ for follow-ups. Telehealth services like Noom offer flat monthly fees that include clinician consultations, making costs more predictable.

Can I get Zepbound^® for free?

Some people can get medication through the Lilly Cares patient assistance program. You must meet income requirements. The program is for households that earn less than certain federal poverty guidelines and are uninsured. This program can provide up to 12 months of free medication based on financial need and medical necessity.

How much is Zepbound^® 2.5 mg vs 15 mg without insurance?

Through LillyDirect or a participating retail pharmacy with the KwikPen Self-Pay Savings Card, 2.5 mg runs $299/month and 15 mg runs $449/month (with an on-time refill) — the price steps up as your dose increases.

Does Medicare cover Zepbound^® in 2026?

Since July 1, 2026, eligible Medicare Part D beneficiaries can get the Zepbound^® KwikPen^® for a flat $50/month copay through the Medicare GLP-1 Bridge Program. It’s a temporary CMS demonstration running through December 31, 2027. Eligibility depends on BMI and, for some tiers, a qualifying condition. The single-dose pen and vials aren’t included.

The bottom line: Zepbound^® cost depends on insurance, form, and other variables

Zepbound^® doesn’t come with one fixed price. While the list price still sits just over $1,000 per month, many people pay less. Monthly costs can range from a few hundred dollars to the full retail price, depending on coverage, choice of single-dose pen, multi-dose pen, or vial, and where the prescription is filled.

It’s important to know which options are available to you. Manufacturer programs, direct-pay options, and insurance approvals can all change what you actually pay.

If you qualify, Noom can connect you with a clinician who can help find the right option for you and prescribe it, if needed. By combining prescription access with ongoing behavioral support, Noom guides you toward an option that fits both your health goals and your budget.

If you have Medicare, Noom can help eligible Medicare members access medications through the Medicare GLP-1 Bridge Program. If you qualify, it provides access to Zepbound® KwikPen, Wegovy®, and Foundayo® for $50/month.